
If you spend winters in a warmer climate and leave your home up north unattended, preparation becomes even more important. Many “snowbirds” lock up for months at a time, which means small problems can turn into big issues if the house is not ready for cold weather. Frozen pipes, roof damage, or power outages can go unnoticed for weeks, leading to costly repairs.
Winterization is about more than comfort—it is about protecting your property while you are away. The good news is that with a little planning, you can reduce the risks and return in the spring to a home that is safe and sound.
Below are some simple ways to prepare your house for cold months and keep it safe while you are gone.
Protect Your Pipes
Frozen pipes are one of the most common winter problems. When water freezes, it expands, which can cause pipes to burst. A burst pipe can create water damage and may result in repairs that are stressful and expensive.
Steps to help protect your pipes include:
- Insulate exposed pipes. Foam pipe covers are easy to install and available at most hardware stores.
- Keep a steady temperature. Many homeowners set their thermostat at or above 55 degrees, even when away from home, to help keep pipes from freezing.
- Open cabinet doors. In kitchens and bathrooms, opening doors under sinks can allow warm air to reach pipes.
- Let faucets drip. In some cases, allowing a slow drip helps keep water moving, reducing the chance of freezing.
Maintain Your Heating System
Your heating system works hard during the winter. A breakdown in the middle of a snowstorm is not just inconvenient—it can be unsafe.
Consider these steps:
- Schedule an inspection. A heating professional can check your system for problems before cold weather begins.
- Change filters. Clean filters improve efficiency and help your system last longer.
- Check vents and registers. Make sure they are open and not blocked by furniture or rugs.
Homeowners Insurance may help in some cases if damage results from a covered event, but regular maintenance is often your responsibility.
Seal Drafts and Insulate
Small cracks and gaps around windows and doors let warm air out and cold air in. This not only makes your home less comfortable but also increases heating bills.
- Check windows and doors. Add weatherstripping or caulk where you see gaps.
- Install storm windows. These can add a layer of protection against drafts.
- Insulate attics and basements. Heat rises, so an under-insulated attic can waste energy.
Making your home tighter against drafts helps with comfort and may reduce the chance of frozen pipes as well.
Roof and Gutters
Snow and ice buildup on your roof can cause leaks, ice dams, and other damage. Taking steps before the first storm may help you avoid larger problems later.
- Clean gutters. Leaves and debris can block water flow, leading to ice dams.
- Check shingles. Loose or missing shingles should be fixed before heavy snow arrives.
- Trim tree branches. Branches weighed down with ice can fall onto your roof or power lines.
If a storm causes roof damage, Homeowners Insurance may help depending on the cause and policy terms.
Fire Safety in Winter
More fires happen in homes during the winter, often linked to heating equipment or holiday decorations. A few precautions may help reduce the risk.
- Keep space heaters away from flammable items. Place them on flat, stable surfaces and do not leave them running while you sleep.
- Inspect fireplaces and chimneys. Creosote buildup in chimneys can spark fires. A chimney sweep can clean it before the season.
- Check smoke and carbon monoxide detectors. Fresh batteries are a simple step that can save lives.
Prepare for Power Outages
Snow and ice can bring down power lines, leading to outages that last hours or even days.
Ways to prepare:
- Keep flashlights and batteries handy. Candles can be risky during outages, so many people prefer battery-powered lights.
- Have extra blankets and warm clothing. Layers help if the house cools down.
- Consider a generator. If you use one, make sure it is set up outdoors and away from windows to prevent carbon monoxide poisoning.
Outdoor Safety
Winter brings risks outside your home as well. Slippery driveways, icy sidewalks, and hidden hazards can lead to injuries.
- Shovel walkways. Clearing snow helps reduce slips and falls.
- Apply salt or sand. This adds traction and helps melt ice.
- Mark hazards. Stakes can show where driveways or garden beds are located under the snow.
Keeping paths clear also helps delivery drivers, visitors, and emergency workers reach your home safely.
Review Your Insurance
Even with preparation, winter can still bring surprises. Reviewing your Homeowners Insurance, Auto Insurance, and Umbrella policies before the season may help you feel more prepared.
Some questions to ask your agent include:
- Does my policy cover damage from frozen pipes?
- How does my deductible apply if a storm damages my roof?
- Is my detached garage, shed, or fence included in coverage?
- Do I have enough liability protection if someone slips on my property?
Each policy is different, so it is important to know what yours covers and where you may want to adjust.
Final Thoughts
For snowbirds, preparing a home for winter is about peace of mind. Taking steps to winterize your property—whether that means insulating pipes, sealing drafts, or clearing gutters—may help reduce the chance of damage while you are away.
While no home is completely safe from all risks, simple steps can make a big difference. A little preparation before heading south may allow you to enjoy the sun without worrying about what is happening back home.

