It’s almost Halloween! Are you frightened about goblins and ghouls at your door?
You shouldn’t be. With the help of a comprehensive home security and alarm system, you can feel safe and secure in your home at all times — and even while you’re away from home.
This article will outline some of the top reasons to consider installing a new security alarm system in your home, and we’ll also discuss certain features and contract options you should particularly look for as you shop around.
Keeping Your Family Safe: Why Everyone Should Have a Home Security System
There are many more reasons to consider installing a home security system then there are reasons not to. First, you’ll have peace of mind knowing that your home and family are protected from intruders, thieves, and others who wish you harm or who want to steal from you. One of the best things about home security systems is that you can ensure this for your family even when you are away, with remote home monitoring.
Home security systems can even help reduce losses from thieves who would otherwise take packages from your front door. If you own seasonal homes or investment properties where you cannot physically be at all times, security systems offer the best possible solution to ensuring these locations are safe and secure.
Are All Alarm Systems Alike?
The short answer is no. Although all alarm systems should aim to protect you and your family by alerting you to suspicious activity at your door or around your house, all security systems are not the same.
Security systems for your home range from doorbell alarms (these notify you whenever someone rings your doorbell) to comprehensive systems with motion detectors, video surveillance, night vision cameras, and central monitoring by a highly sophisticated home security company.
You’ll need to make numerous choices when it comes to choosing the right security system for you. These include:
How you want your system installed: You can install your own security system (DIY), or you can have professionals come to your home and install it.
Monitoring method: Self-monitored systems send data to your smartphone and/or computer so that you can keep tabs on your property on your own. Central monitoring outsources your security to a highly qualified company who will monitor feedback coming from your home (motion sensor setoffs, break-ins at windows or doors, suspicious video footage, etc.).
Other features: You will also be able to choose between additional small and large features, such as the following:
- Motion alert sensors
- 24/7 monitoring or monitoring only when you are away from home
- Night vision options
- Home automation features such as being able to arm or disarm alarms, turn on or off lights, and more — all remotely
- High-resolution video cameras
- Wireless installation or a hardwired system (this usually depends on how you will be monitoring your home)
- Various reporting options (how intrusions or suspicious activities are reported to the police)
Remember that certain insurance companies also offer discounts or deductions on homeowners insurance just for installing a new home security system and maintaining it. Keep in mind that this is only available through certain insurance companies, and you must have central monitoring in most cases. A simple doorbell alarm will generally not earn you a discount.
Homewood Insurance Agency can help you determine whether you will be eligible for homeowners insurance discounts with a home security system. We can also help you find an affordable and comprehensive homeowners insurance policy if you’re looking for one. Contact us today by visiting our office or by giving us a call.